Joseph Smith’s Polygamy (Book Review)

Joseph Smith, the founder of the Latter Day Saint Church, is one of the most, and probably the most controversial religious figure of American history; and his practice of polygamy, something unheard of in all other Christian denominations, is what mainly contributed to the scandalous nature of this person and religion he founded. Brian C. Hales, although an amateur historian, has written what is likely to be the most comprehensive work on the subject: an enormous 3-volume research about 2500 pages long. Himself a member of LDS, Brian Hales has been deeply interested in the history of Mormon polygamy for a long time, but found out that there was no scientific work that would combine all that is currently known on the subject; and thus he decided to create such a book himself. As a result, we have a work based on carefully cited and well-documented sources concerning Joseph Smith and his family, with extensive footnotes that would interest those who want to check the facts. In other words, Joseph Smith’s Polygamy is very likely to become the book future researchers are going to cite when writing on the subject. At the same time, the book will not only be interesting for academic historians, but for everybody who is interested in the history of LDS and Mormon polygamy in particular. However, it is hard to recommend it to those only casually interested in Mormon history – although it is extremely well-documented and presents a very clear picture of Joseph Smith’s life, this book presupposes that you already have some understanding of the topic – enough to benefit from the new ideas introduced by Hales. In addition to that, there are summaries that would be helpful for those who want to learn the bare essentials on the subject without trudging through all the excessive footnotes, sources and fact comparisons. However, if you are not interested in a detailed study, why bother dealing with this book at all? There are other, more general historical works about Mormons that would make a better choice for beginners, like Richard Bushman’s Rough Stone Rolling. The topic of early Mormon polygamy is too complicated, confusing and misleading for an outsider to learn anything of importance from such a specialized work. Polygamy is a very sensitive subject for modern Mormons – many well-meaning members of this church find it to be the stumbling block to faith, something that is hard to accept coming from the alleged prophet of your religion. Mr. Hales does its best to tread carefully on this treacherous ground – he doesn’t assert his own opinion, instead limiting his role to presenting all the facts and alleged facts and leaving it for the reader to decide what he or she thinks about it all. This is what makes it a real historical research rather than an attempt to prove or disprove some suspicious facts of Joseph Smith’s biography. However, it is probably one of the weak points of the book as well – for some people’s taste, there is a bit too much documentation and facts and not enough research per se. Some criticists will certainly say that Joseph Smith’s Polygamy is not so much a research as a laying out of all the documents pertaining to the subject in a form readable for the majority of readers. Although Hales does have some ideas of his own – namely, the difference between ‘eternity only’ and ‘time and eternity’ sealings, some readers are likely to think that more than 2500 pages of text are a somewhat excessive way of proving a point that has a purely theological importance.

The Adoption Of Geneva Conventions - 1882 Words

Introduction Wars have been always a menace and a threat to humanity. Throughout of the ages, the noble spirited and peace loving people have tried to bring an end to the hostility and conflicts among human beings. The adoption of Geneva Conventions in 1949 was seen as a significant break though in this regard and it was hoped that human sufferings resulting from armed conflicts will be minimized to a considerable extent if not eliminated completely. Even after the passage of about eight decades of the adoption of Geneva Conventions, this dream is still far from realization. During all these years we saw different nations interpreting and using the rules of Geneva Conventions in different ways suiting their interest. This differing practice on the part of different nations did a lot of harm to the common cause of protecting the life and well being of human beings. A major divergence from Geneva Convention rules has been seen post 9/11. The 9/11 incidents and subsequent â€Å"war on terror† gave rise to a completely new form of armed conflict which resulted in new legal challenges. As this war on terror is a non-traditional war which was almost unfamiliar by the times when Geneva Conventions were framed so, most of the rules of Geneva Conventions were focused on international armed conflicts. Traditionally, we witnessed armed conflicts in which states stood against other states but in recent decades, especially after the dawn of 21st century, these armed conflicts have becomeShow MoreRelatedEssay Human Rights Violations in the War on Terrorism1036 Words   |  5 Pages Following the September 11th terrorist attacks in which at least 3,000 people were killed, the United States has pursued policies that violate human rights in order to wage the war on terrorism. 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Critque Essay Free Essays

In the story â€Å"The Operation,† by Pensri Kiengsiri , a story that has a third persons’ point of view. The reader learns that Kamjorn, the father of the kid, don’t have much affection to Danu because Danu is a victim of polio which made Danu a crippled kid. Its conspiracy leads the reader into having a feeling of sympathy for the boy. We will write a custom essay sample on Critque Essay or any similar topic only for you Order Now And the story’s setting, contributes well to the growing sympathy of the readers to Danu, as Kiengsiri’s treatment of timing cause the readers to anticipate a shocking things that’s to unfold. The time at which â€Å"The Operation† is set introduces an element of tension between the parents. Kamjorn informed the readers that when he taught about going to Bangkok he first wanted to see his best friend, rather to go to the hospital which is his main reason of going to Bangkok; it is â€Å"his mind strayed to other days in Bangkok, student days and to the old school mates, he would have a chance to look up. † As the reader already knows that Kamjorn intends to catch up with his old friends, the very mention of â€Å"strayed to other days† evokes the sense of a plan that will certainly make sadness to the boy’s feelings. The added suggestion of â€Å"chance to look up† introduces an atmosphere of uncertainty: that planted to the reader’s mind is the notion that all is not normal and right to the world. The sense of uncertainty to Kamjorn that he will not go to his son and doesn’t show to his son it is a big factor to his son operation. Just as the time in which â€Å"The Operation† is set infuses the story with an atmosphere of sadness, so do the physical surrounding in which the bulk of plot unfolds. â€Å"When Kamjorn reached Bangkok, he went to meet his friend and to actually catch up with them. When his daughter haven’t seen any sign that either one of their parents arrived, she was worried and called to their house and somehow convinced her mother to travel. † Both things added to the reader’s sense that there’s something is not right and that something imminent is about to occur. This atmosphere of imminence increases as their mother went to the train and hasn’t heard anything from her until the operation is almost finished â€Å"an accident on an express train†¦fatalities† That’s the only words Kamjorn’s mind ever digested before he fainted. For it is only in the final conversation of the story. The imminence that happened to Kamjorn’s wife that caused him to faint. It has successfully concealed the true sense of Kamjorn tears last before he fainted. Hence, the manner Kiengsiri described the time and setting of â€Å"The Operation† serves to greatly enhance the effect of this tale upon the reader. In accompanying the story’s characters into a world thet grows steadily more gruesome at every turn, the reader’s feeling of sadness and foreboding increases, the reader is doubly troubled the disturbing revelation made in the story’s final conversation. Kiengsiri’s use of setting and timing in this story mirrors the special effects employed in dramatic movies-effects that have the viewers wiping their tears, totally absorbed in plot and atmosphere. It is good that a 6 page short story can evoke with words the same response that movie makers use millions of dollars, efforts and truckloads of technology to create. How to cite Critque Essay, Essays

Impact of Cage-Free Labeling on Consumer Sustainability Consciousness

Question: Discuss about the Impact of Cage-Free Labeling on Consumer Sustainability Consciousness. Answer: Introduction The cage free labeling of the chicken products in the retail stores suggests that the chickens were raised in an open and healthy condition without any cage. Such a labeling is implemented by the manufacturers of the chicken products to lure the customers into the thought that they are buying high quality and healthy products. The manufacturers also intent to show their compliance to the guidelines provided by the government or other animal welfare regulatory body in the country. This type of labeling is a marketing concept in which the manufacturers try to convince the chickens whose meat or eggs are being sold, were raised in an open farm in a healthy condition, without being cramped up in small cages. This report focuses on the effects of such labeling strategy on the consumer sustainability consciousness (Meijers, 2012). The consumers across various markets in the globe are becoming sustainability conscious due to the deteriorating health and quality of the environment and the ec o-system around the globe. The sustainability consciousness of the consumers leads them to purchase the products which have minimal negative impacts on the environment or the eco-system. This report tries to analyze the possible effects of the cage-free labeling of the chicken products on the sustainability consciousness of the consumers in the corresponding market along with the ultimate profits gained by the manufacturers of these products. The report mentions several hypotheses for the research along with the methodology used for the research processes and the surveys used for the collection of data from the current and potential customers (Heng, 2013). Hypotheses This section of the report defines three hypothesis statements for the research. These statements are used in the research process to gain insights into the market of operation and the effects if cage-free labeling on the consumer sustainability consciousness. People are more likely to purchase cage free egg. This hypothesis is based on the assumption that the people in various societies will be inclined more towards buying cage free eggs more than the normal eggs. This hypothesis can be used for the research activities in order to gain information on the feelings of the general public in various societies, towards the cage free labelling of the eggs (Van, 2014). Sustainable conscious consumers are more likely to purchase cage free eggs. This hypothesis assumes that the sustainability conscious consumers in various societies are more attracted towards the eggs which are labelled cage free. The research activities will analyze this hypothesis by gathering information about the opinion of the sustainability conscious consumers towards the cage-free labelling of the eggs (Smithson, 2014). The cage-free labeling of the products allows the consumers to believe that the chickens were raised in a cage-free and healthy environment. This hypothesis assumes that the cage-free labeling on the products allows the consumers to accept the fact that the chickens were raised in a healthy environment without being cramped up in any cage. This in turn allows the consumers to buy the products without any doubts regarding the quality of the products or their negative impacts on the environment (Sheehan, 2014). Literature review The cage-free labeling is currently used as a marketing strategy for the meat products or eggs to provide a value proposition of high quality and healthy products. The companies provided chicken meat and eggs ensure the utilization of such labeling strategies for convincing the consumers that the chickens were raised in a healthy condition. The increase in the demand of the chicken meat and eggs in the current societies has causes the companies to create chicken and hen farms in the most profitable way possible. This in turn leads to the chickens or hens to be kept in cramped up cages, which is neither a healthy nor a free space. This causes the chickens to be very sick and unhealthy till they are killed for their meat. This raises a lot of complaints against the company due to animal cruelty and keeping the chickens in an unhealthy condition. The cage-free or free-range labeling of these products suggests that the chickens were raised in a cage-free environment, where they lived a h ealthy life. Such labeling strategies of the chicken meat or egg providers suggest that they avoid animal cruelty in their farms and provide very high quality and healthy products to the customers. The consumers in a number of regions across the world actually believe these labeling strategies used by the companies. There are a number of companies which use these labeling strategies just to show that they are compliant with the animal welfare guidelines and to convince the consumers that the products are of high quality and healthy. But the general public in various societies fall for the labeling strategy and buy the products without gathering more information about it. The cage-free labeling of the products also allows the consumers to perceive them to have minimal negative impacts on the environment and eco-system. This in turn allows the sustainability conscious consumers not to be worried about the negative environmental impacts. Thus the sustainability conscious consumers get assured of the absence of the negative environmental and eco-system impacts due to the consumption of the products labelled cage-free (Heng, 2016). The cage-free labelling of the products leads the customers to believe that the chickens were raised in a healthy condition. Most of the times, people assume that the labelling of the products are valid and authentic enough and assume that the chickens were actually raise in a healthy condition (Peacock, 2013). Methodology This section of the report focuses on the methodologies used for the research of the corresponding topic. Research design The research of the topic will include a number of questionnaires and surveys with close-ended questions to the actual and prospect customers in the corresponding market. These questions with focus on their perception of the cage-free labeling and its impact on their sustainability consciousness (McCluskey, 2016). The research will be based on the quantitative methodologies, which will gather data from the surveys and will allow them to be measured and compared with each other. Data collection As mentioned earlier, the data collection methodology used in the research will be through the surveys and questionnaires. The surveys will be carried out online on a number of social networking sites along with personal interviews (Kraus, 2014). Sample and sampling process The interviews in the research process will contain a range of customers from different socioeconomic backgrounds. The surveys will also consider the sample of the consumers on the basis of their eating habits and lifestyle. This diverse collection of people going through the survey allows accurate data to be collected from the surveys and questionnaires (Jones, 2010). Analysis techniques The analysis of the data collected through these methodologies allows relevant information to be gathered regarding the impact of the cage-free labeling of the products on the sustainability consciousness of the consumers. The analysis technique used for the research will be the comparison of the answers provided to the survey questions by the consumers with a set of expected answers and recording their respective emotions towards cage-free labeling (Barnes, 2014). The analysis of the data gathered through the surveys will be based on the quantitative methodologies, which in turn will allow effective insights to be gained from these data. All of these questions can be asked to the consumers to gather information about their emotions towards animal cruelty and cage-free labeling. This information allows the research to have accurate results about the impact of cage-free labeling on the sustainability consciousness of the consumers (Chen, 2014). References Barnes, W., 2014. Food Security in the Contemporary World: Making Security Sustainable. Interstate-Journal of International Affairs, 2013(1). Chen, R.J., 2014. An integrated sustainable business and development system: Thoughts and opinions. Sustainability, 6(10), pp.6862-6871. Heng, Y., Peterson, H.H. and Li, X., 2013. Consumers Preferences for Farm Animal Welfare: the Case of Laying Hen. Journal of Agricultural and Resource Economics, 38, pp.418-434. Heng, Y., Peterson, H.H. and Li, X., 2016. Consumer Responses to Multiple and Superfluous Labels in the Case of Eggs. Journal of Food Distribution Research, 47(2). Jones, D.R., Musgrove, M.T., Anderson, K.E. and Thesmar, H.S., 2010. Physical quality and composition of retail shell eggs. Poultry science, 89(3), pp.582-587. Kraus, A., 2014. Environmental Impacts of the Battery Cage Industry Depicted Through Sculpture. McCluskey, J.J., 2016, February. Changing Consumer Preferences. In 2016 Conference (60th), February 2-5, 2016, Canberra, Australia (No. 235408). Australian Agricultural and Resource Economics Society. Meijers, M.H. and Van Dam, Y., 2012. Sustainable food purchases in the Netherlands: the influence of consumer characteristics. Journal on Chain and Network Science, 12(2), pp.181-198. Peacock, D.L., 2013. Market for Drug-Free Poultry: Why Robust Regulation of Animal Raising Claims Is the Right Prescription to Combat Antibiotic Resistance, The. J. Food L. Pol'y, 9, p.223. Sheehan, K.B. and Lee, J., 2014. What's Cruel About Cruelty Free: An Exploration of Consumers, Moral Heuristics, and Public Policy. Journal of Animal Ethics, 4(2), pp.1-15. Smithson, K.R., 2014. Effect of Information Displays on Cage-free and Organic Egg Sales: Evidence from Two Field Experiments. Van Wilgenburg, H., 2014. An Exploration of Chicken and Egg Sustainability on Dalhousie Universitys Halifax Campus.

Grendal Of Beowulf Essays (713 words) - Literature, Fiction, Beowulf

Grendal Of Beowulf It is true that Grendel is monstrous. He is not only a deadly enemy to Hrothgar and Herot, but to the Geats in general. Grendel seems to take his only pleasure from assaulting Herot and destroying the warriors inside. He is a bane to all those that live under Hrothgar's rule. They hate him. He is called the "enemy of mankind" (29) and rightly so. However, because of Grendel's actions, they cannot see the other part of Grendel that makes him do the evil he does. Grendel, like the Angels before and the Geats soon after, is symbolic of displaced races/peoples and not simply a mindless monster. When Adam and Eve had children, they had two boys. Their names were Cain and Able. When Cain killed Able, God"banished him far from mankind" (29). From Cain came trolls, elves, monsters, and giants. Grendel is a descendant of Cain, so he shares Cain's banishment. Cain may have been the first displaced person after Adam and Eve were thrown out of the Garden. Grendel shares his ancestor's sentence. He is displaced not only from whatever land or wealth he would have if he were"human" but he is also displaced form God. It is this displacement that causes Grendel to destroy. Since he cannot "approach the throne" (28) like other people, he chooses to try to destroy the throne, because he has "no love for him (God)" (28). This is the main reason Grendel is symbolic of displaced peoples. After all, he is a direct descendent of the very first displaced people, Adam and Eve. However, unlike Adam and Eve, Grendel is doomed to an eternity of banishment from God's light because of Cain's sin against his brother. That is why Grendel kills, because he cannot be in the light, because he is at war with God. Grendel is not only banished from God's light, but from the light in general. Throughout the text, references are made to Grendel as"the walker in darkness" (36), and "the dark-death shadow" (29). This kind of imagery further shows how displaced Grendel has become. The text refers to him as a "creature deprived of joy" (36). The text also refers to Grendel's dwelling as "his joyless home" (37). It is no wonder Grendel was considered so monstrous. Like other displaced peoples, he has nowhere that is a refuge to him, because he has been removed from his home, or in Grendel's case, the love of the Lord. Grendel, like other displaced peoples, did not accept his banishment without a fight. Like other displaced peoples, Grendel fought back. He had no sorrow over the killings he committed. He did them willingly. The reason behind Grendel's slaughter is not because he is a mindless beast, but because he is jealous over not being able to share in the Geat's feasting and celebrating under God's love. Grendel has been permanently kicked out of the light. And like any race that has lost his or her land or home, he fought back, if not to get back in the light, then to at least make sure no one else can enjoy it. Grendel can have no peace as long as he sees God's people celebrating and living in a way he will never be able to. That's why Grendel, "driven by evil desire and swollen with rage" (36), worked so hard at attempting to destroy Herot. In Grendel's mind, if he could deprive the Geats of their meadhall, which they loved so much, then they would be like him: a people with no home and with no joy. Grendel, being symbolic of displaced peoples, also makes him very symbolic of the Angels. Grendel's tale shares many similarities with the Angels. While God pushed Grendel into exile, the Vikings forced the Angels from their land. Both Grendel and the Angels were forced to retreat under duress. Both of them also fought back. Grendel waged his battle against Herot and Hrothgar people while the Angels battled with the Danes for control of England. However, while the Angels won against the Vikings and formed a truce, Beowulf destroyed Grendel. The Angels are just one of many misplaced races whose story of destruction is mirrored by that of Grendel's. Grendel is not just a simple killer, a monster who lived under the bed or in a dark cave in the woods. He is much more. His is a tale of loss, sorrow, resistance, and death that has been seen in numerous cultures and peoples throughout the centuries.

Words for our times - Emphasis

Words for our times Words for our times The latest version of the Collins English Dictionary has just been published, with some interesting new additions, including iPlayer, mankini (after Borats legendary garment), and Twitter. The words that officially enter the language no doubt reflect the influences and preoccupations of our times. So, after looking over this years new entries, I couldnt help but wonder: is the future of English completely ruled by television and technology? Well, not completely. The explosion of the social media trend definitely makes its mark: from the names of key sites to phonetically spelled words and phrases (surely more likely to be instant messaged than looked up) such as heh heh, mwah and soz. However, our cultures growing bent towards greener living is also represented, so we find out that an ecolodge is a sustainable hotel, and to be carborexic is to be a person obsessed with reducing their carbon footprint. Our fascination with celebrity-inspired trends combines neatly with the reality of living in the current economy in the word frugalista: a person who tries to stay fashionably dressed on a budget. This does beg the question: does anyone actually use these words? Or have the writers at Collins just been having fun making them up? Still, the question of technologys power over the way we write (and speak) could be greater than we realise. As a society increasingly melded to our PCs, iPhones and MacBooks, our use of grammar could come to be ruled by Microsoft Words occasionally erratic placing of squiggly lines. But thats another story

Leadership and management Essay Example | Topics and Well Written Essays - 2000 words

Leadership and management - Essay Example In the 1940s and 1950s, many companies operated with very rigid, top-down hierarchies and business leaders at this time were rather annoyed at the concept of giving workers autonomy and decision-making power (Buchanan 2009). Today, however, decentralised business practices focus more on leadership as a primary trait to build followership, which include inspiring employees, building a communal vision and mission, and motivating others using a variety of psycho-social techniques. This is a major break from the traditional role of management, which is defined as planning roles and operations, organising employees and establishing appropriate evaluation methodologies and controls to ensure compliance and productivity (Nickels, McHugh and McHugh 2005). Thus, did Drucker get it right? It would seem so considering that his early conceptions of participative work environments have now become respected models within a variety of domestic and international businesses. However, Drucker’s assessment focuses on the management function, which differs significantly from theories of leadership that are more humanistic in nature, negating the importance of traditional managerial function to gain employee dedication and commitment to achieve organisational goals. This essay makes relevant comparisons to different models of leadership and management in order to understand whether Drucker’s viewpoint is accurate or whether this belief holds little relevance to the contemporary business organisation. The project identifies a real world industry example, along with a personal evaluation of the necessity to maintain strengths in leadership, in order to identify a definitive model of modern business practice that would be most pertinen t in dynamic and ever-changing business environments. Did Drucker actually get it right? In order to address this effectively, one must understand the differences between management and leadership and how they are applied in the contemporary organisation to improve productivity and engage employees to complete tasks according to strategic expectations. Leadership versus management One should consider the management practices in the technology industry, one that is dynamic and where change is constantly present in order to produce innovations that meet time-to-market expectations. Google, a leader in this industry, promotes a highly decentralised business model that provides workers with unique working conditions, including ping pong tables to facilitate collaboration, flexible working hours, and where team-working is a primary goal with minimal managerial supervision (Weber 2007). Google’s team philosophy and this decentralised business model continue to bring the company sig nificant competitive advantages by achieving faster launches of innovative products and services in an environment with very limited managerial presence. Respected models of psychology and sociology strongly iterate that establishment of social belonging in the organisation is a fundamental motivator leading to performance (Maslow 1998; Morris and Maisto 2005). This model defies traditional controlling management practices, instead taking a transformational approach which inspires shared decision-making,

Rights and Remedies within the Tort Laws Term Paper

Rights and Remedies within the Tort Laws - Term Paper Example In order to ensure there is better protection of consumer’s interests, the consumer protection bill of 1987 was introduced. The main objective during the introduction of the consumer protection bill was to provide better protection of consumer interests. Howells and Weatherill contend â€Å"the move also aimed at creating provisions for the introduction of consumer councils and other institutions that would assist in settling consumer disputes and other issues of concern.†2 In brief, the consumer protection bill seeks to promote and protect the following consumer rights; the right to get protection against products that are harmful to humans and property; right to get information regarding the quality, quantity, price, standard, purity, and potency of products for the purpose of protecting consumers against unlawful trade practices; the right to receive audience and get a guarantee that consumer interests will get due attention at appropriate forums; the right to go for a redress against unjust trade practices or corrupt exploitation of consumers; and the right to receive consumer education. From the outlined rights, it is clear that the consumer is the main beneficiary of this legislation. However, this legislation provides a chance to forward looking firms to realize that it is their interest to bring to an end unfair competition from firms that neglect consumer rights. Therefore, the Act is relevant to everyone interested in the safety of goods and services getting into the market. The first part of the Act came into action in 1988. The first part applies in Great Britain alone, but there is a similar provision for Northern Ireland. The second part of the consumer protection Act contains provisions on consumer safety. This section came into place in 1987 and applies throughout the UK.      

Based on the pic Essay Example | Topics and Well Written Essays - 500 words

Based on the pic - Essay Example genteuil is a riverside village along the banks of Seine and the late 18th century industrialization made it possible for the bourgeois to take the newly built railway trains and escape in the countryside. We can just about make the contours of few houses on the background and we cant see anything remotely industrial spoiling the tranquillity of this landscape. This painting is done with bright and pure colours. It tries to bring out the fleeting effects of daylight and the idyllic atmosphere of the river and surrounding boats. One can clearly observe the rippling surface of the floating river. The shimmering reflection of idle boats – some sailing, others moored evokes a sense of serenity and tranquillity. Captured on this painting is also the passing of time and changing seasons reflected by the yellow and light brown hue of the autumn leaves. This place is a sanctuary, away from the modern world, caught in a time capsule, whispering harmony and unspoiled grace. The picture demonstrates a simple lifestyle and This pictures brings a feelings of nostalgia in me – about the warm, summer days, walking along the river in London, picnics in the parks or just small talks with friends, lying on the grass. I can sit, relax and look at this painting and breath in the atmosphere of natural beauty. All my sensations are in harmony with the world around me. It is like a mediation technique when I look at his idyllic place. This picture conveys a sense of blissful happiness, infinite pleasure and enjoyment of life. The painting transported me into one of Jane Austins novels where the English countryside is marvellously depicted, with its rural, village life and simplicity. I believe Monet wanted to depict nature as it is, without fully sketching the canvas. Because nature is perfect when you look at it, but when you try to copy perfection on a canvas, it eludes somehow. So instead of focusing on symmetrical forms, attempting to re-create nature, the artist has

Direct Transfer Of Money And Securities Finance Essay

Direct Transfer Of Money And Securities Finance Essay Financial market is mechanism that allows people transfer of capital between savers and those who need capital takes place. It also is a place where allows people to buy and sell financial such as stocks and bonds. In addition to supporting previously issued financial assets in exchange for loans and financial markets through the promotion of financial assets from the sale of newly issued loans. Examples of financial markets including the New York Stock Exchange (resale of previously issued shares), the U.S. government bond market (resale of previously issued bonds), the U.S. Treasury Auctions (sales of new issues of Treasury bills). Financial institution is an institution, its main source of profit through the trading of financial assets. Examples of these financial institutions, including discount brokers (such as Charles Schwab and associates), banks, insurance companies, as well as more complex functions, such as Merrill Lynchs financial institutions. Moreover , financial market can be found in almost every country in the world. There are some very small, only a small number of participants, while others such as the New York Stock Exchange (NYSE) and the foreign exchange market -,trillion dollars in daily trading. Therefore , there are three ways available transfer of capital in the financial market thats direct transfer of money and securities , investment banking house , and financial intermediaries. DIRECT TRANSFER OF MONEY AND SECURITIES This types of transfer of capital occur when a business sells its stock or bond directly to savers without going through any type of financial institution. From a tax-deferred retirement plan or account type of asset to another. Direct transfer is not considered distribution, so there is no income or subject to any penalty tax in advance the layout. This transfer type is usually no electronic checks are cut from one custodian to another. The business delivers its securities to savers , who in turn give the firm the money it needs. INVESTMENT BANKING HOUSE An investment bank not same with the commercial bank or retail banks, investment bank does not take deposit. This is an organization that underwrites and distributes new investment securities and help businesses obtain financing. An investment bank is one type of financial institution that assists individuals, governments and corporation in raising capital by underwriting and or acting as the clients agent in the issuance of securities. Investment banks also help companies mergers and acquisitions, and provide services such as market making, derivatives, fixed income instruments, foreign exchange, commodities, and asset securitization support services. Other than that , the company can sells its stocks or bonds to the investment bank , which in turn sells these same securities to savers. FINANCIAL INTERMEDIARIES Financial intermediaries are specialized financial firms that facilitate the transfer of funds from savers to demander of capital. Some of the financial intermediaries are bank such as commercials banks , insurance companies , investment companies. Financial intermediaries are simply transfer money and securities between and saver . They literally create new financial products. The function of financial intermediaries includes reduce the transaction cost. For the liquidity services , it can saving deposits . financial intermediaries also provide online banking to pay the bills. Besides of that , the intermediary obtains funds from savers in exchange for its own securities. The intermediary then uses this money to purchase and then hold businesses securities. The existence of intermediaries greatly increases the efficiency of money and capital markets. Moreover . there have a few of categories of financial intermediaries. The categories of financial intermediaries are depository institutions, contractual savings institutions and investment companies. The depository institution has been divided into depository institution and non-depository institution. Deposit-taking institution in the United States financial institutions such as savings banks, commercial banks, savings and loan associations, or credit unions, in the law to allow the currency to accept deposits from consumers. Federal depository institution is subject to the Federal Deposit Insurance Corporation (FDIC). COMMERCIAL BANKS Commercial bank or business banks are financial institutions and intermediaries type. This is a bank to provide transactions, savings and money market accounts and time deposits accepted. Commercial bank also is the traditional department stores of finance serve a wide variety of savers and borrowers. Its also expanding the services provided by the range, including food and beverage services and insurance stocks. These commercial banks are institution that run to make a profit and owned by a group of individuals. Actually, commercial banks have some different from investment banks. This is because commercial banks offer loans, while investment banks help companies raise funds from other parties. SAVINGS AND LOAN ASSOCIATIONS(SLs) A savings and loan association thats association that similar to bank is a financial institution which specializes in accepting savings deposits and making mortgage loans. They served personal savings and the supply of residential and commercial mortgage borrowers, they also take the fund from many small savers and lend this money to home buyer and also other type of borrowers. In addition, savings and loan association have more expertise in analyzing credit, setting up loans, and making collections than individual savers, so they reduce the costs and increase the availability of real estate loans. Listen Read phonetically CREDIT UNIONS Credit union is a cooperative financial institutions owned and controlled by its members, to promote conservation, provide credit at reasonable prices, and provide other financial services to its member. their member savings are loaned only to other member , generally for auto purchases , home improvement loans , and home mortgages. Credit unions are often the cheapest source of funds available to individual borrowers. Next, contractual savings institutions included life insurance companies and pension funds. Life insurance companies provides insurance for you and your familys in order to create peace of mind. Life insurance is a policy that people buy from a life insurance company, it can be a basis of protection and financial stability after ones death. Its function is to help beneficiaries financially after the owner of the policy dies. They taking saving in the form of annual premiums, invest these funds in stocks , bonds , real estate, and mortgages and finally make payments to the beneficiaries of the insured parties. Other than that , pension fund is a scheme, fund or plan to provide retirement income. This kind of fund is established by employers and organizations to their worker and administered primarily by the trust departments of commercial banks or by life insurance companies. There is two kind of for pension funds, thats defined benefit plans and defined contribution plans. For defined benefit plans , the employer specifies or guarantees the level of benefits the employee will receive when they retires. For defined contribution plans , the employer make specified or defined the payments into plans. When the employee retires , they are determined by the amount of asset in the plan. The third kind of financial intermediaries is investment companies. There have 2 kinds of investment companies that are financial companies and mutual funds. Financial companies is an organization that provides loans for both businesses and consumers. Finance companies also purchase unpaid customer accounts at a discount from merchants and collect the payments due from customers. They also grant small loans directly to their consumers at a relatively high rate of interest. However , there is some differences between financial companies and bank. they unlike with a bank, finance company do not accept deposits from the public. But , finance company may draw funding from banks and various other money market resources. For mutual funds, mutual funds is an open-ended fund operated by a corporations that accept money from savers and then use these funds to buy stocks , long -term bonds, or short -term debt instruments issued by businesses or government units. Different funds are designed t o meet the objectives of different type of savers. For most mutual funds, shareholders are free to sell their shares at any time, although the mutual fund share prices fluctuate daily, after the securities held by the fund depend on the performance Listen Read phonetically Dictionary View detailed dictionary CONCLUSION In short , we know clearly about the financial market information. Financial market is mechanism that allows people transfer of capital between savers and those who need capital takes place.Inside the market we know what are they doing and contribute to our. Other of that , I also can know the function of financial intermediaries and also have what categories inside the financial intermediaries. There are many types in financial intermediaries, I get to know each of them clearly and also a few ways of transfer the funds and after this we know which type of investment are most suitable and better of us.

Rainman Essay -- Art

Rainman The film â€Å"rain man† is set with two very different characters. That of Charlie, a fast-talking, money hungry con-artist, and Raymond, Charlie’s autistic brother. The film is about change and the building of a friendship and brotherhood. The focus chosen is about the relationship between Raymond and Charlie, as they leave on an adventure that will change the lives of both men. At the very start of the film Charlie talks about â€Å"the rain man† he says â€Å"the rain man will come and make everything better again† Charlie is emotionally unstable at the beginning of the film as his father had just past away and he had been left basically nothing of a three million dollar estate. This estate has been left to a beneficiary and later Charlie found out that this man was actually his brother Raymond. Charlie thinks that Raymond is stupid so he yells at him a lot. Charlie leads Ray away from Wallbrook with him, while the fight for the money continued. Charlie doesn’t think of anyone but himself and doesn’t understand that someone with autism needs a routine. This routine is all they have to try to feel safe about themselves. This is shown when Charlie is ordering dinner and the takeaway store does not have what Raymond wants so Charlie says, â€Å"bring the closest thing†. Charlie doesn’t here peoples needs, just ignores them, and goes on with what he was doing. When Ray tells Charlie that he needs a book to read Charlie throws him the phone book. The next morning at breakfas...